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| Aviani Widyastuti, SE., AK., CA., M.SA. a lecturer in Accounting at the University of Muhammadiyah Malang (UMM) (Photo : Lailia PR) |
With the advancement of technology, many activities have become more accessible. Financial life is no exception. However, things are still flawed. Many loss cases have occurred due to fraud, carelessness, negligence, or even illegal access by cybercriminals. Thus, do humans still need conventional tools such as safe deposit boxes?
Aviani Widyastuti, SE, AK, CA, M.SA, as a lecturer in Accounting at the University of Muhammadiyah Malang (UMM), said that in the middle of this phenomenon, conventional methods such as having a safe deposit box are still relevant whether it is an effort to secure assets in terms of cash, as well as various other investments such as precious metals and valuables.
"Besides money, a safe deposit box acts as a safeguard against the loss or damage of important documents such as legal deeds, letters of credit, financial contracts and other valuables," she explains.
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As an Accounting lecturer, Avi also points out several reasons that having an SDB at home is an intelligent decision. She mentions safe deposit boxes as protection from physical risks, including the possibility of disasters that can damage valuable assets, such as fire.
"Safe deposit boxes also act as security against the threat of theft, as they have an additional layer of protection that is difficult for others to access. The storage and key to the box are only known to the owner. So, in terms of security, it really depends on how you store it," she added.
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Although Aviani supports the importance of a safe deposit box at home, she also advises on choosing one wisely. "Make sure the safe deposit box you choose has high security standards. This is because a safe deposit box at home provides an additional layer of security that can protect our assets and important information from various threats, both in cyberspace and the real world," she states.
"However, we can still use the alternatives provided by technology. Easy access and finger-touch transactions are certainly the advantages of Fintech. However, the security implications should not be ignored," she concluded. (Put/Lai/Wil)
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